Real Estate Loans

First Mortgage Loans

The Advantage One Credit Union offers a First Mortgage Program to its members. We finance up to 80% of the currently appraised value of the home/property. In some instances, the member does not have to have 20% down in cash. Often there is enough equity in the home to realize a portion (or all) of the 20% down.

Our interest rates are as low as 7.25 A.P.R. with a payment as low as $4.73 per thousand dollars borrowed.

Home Equity Loans

The Advantage One Credit Union offers a Home Equity Program to its members. We finance up to 80% of the currently appraised value less your first mortgage balance.

Our interest rates are as low as 8.50A.P.R. with a payment as low as $5.55 per thousand dollars borrowed.

Check out our Mortgage Rates

Our Mortgage interest rates are competitive and our closing costs are often much lower than other financial institutions.