Current Loan Rates

Rates current as of October 1, 2014.

See our home page for current loan specials!

Campers, travel trailers and motor homes at 100% of the current NADA retail value.
 
A.P.R.*
Term
Loan Fees
% Financed
New vehicle loans including recreational vehicles (Higher APR for boats, motor homes, etc.)

New Vehicles

1.99%
36 Month
NONE
Up to 100% of the current NADA retail value; up to 100% on recreational vehicles.
1.99%
48 Month
NONE
1.99%
60 Month
NONE
2.49%
72 Month
NONE
 
1.99%
60 Month
NONE
2.49%
72 Month
NONE
6.75%
120 Month
NONE
Used 2012-2015
2.99%
36 Month
NONE
Up to 100% of the current NADA retail value (Recreational vehicles at 90% of the NADA retail value).
2.99%
48 Month
NONE
2.99%
60 Month
NONE
3.99%
72 Month
NONE
 
2.99%
60 Month
NONE
Campers, travel trailers and motor homes at 90% of the current NADA retail value.
3.99%
72 Month
NONE
6.75%
120 Month
NONE

Used 2011-older

3.99%
36 Month
NONE
Up to 100% of the current NADA retail value; up to 90% on recreational vehicles.
3.99%
60 Month
NONE
Used
NONE
Lowest loan rates shown; actual rate based on member's credit score.


 
A.P.R.*
Term
Loan Fees
% Financed

Share Secured Loans

as low as 3.60%
24 Month
NONE
-
Share Certificate Secured ( 12 mo. CD )
as low as 3.75%
24 Month
NONE
-
Share Certificate Secured (24 mo. CD)
as low as 4.00%
24 Month
NONE
-


 
A.P.R.*
Term
Loan Fees
% Financed

Unsecured

13.75%
Up To 24 Month
NONE
-
Unsecured
15.25%
25-36 Month
NONE
-
Unsecured
18.25%
37-48 Month
NONE
-
PayDay Loans
19.95%
up to 180 Days
$20.00
-
PayDay loan rates not included in credit score determination


 
A.P.R.*
Term
Loan Fees
% Financed

VISA Classic® Credit Card - Disclosure»

11.50%
-
NONE
-
Visa Platinum Card - Disclosure»
8.99%
-
NONE
-


 
A.P.R.*
Term
Loan Fees
% Financed
First Mortgage

7.25% - 7.75%

payments as low as $5.96 per thousand

30 Year
$100
80% of currently appraised value (less any existing liens on property)
Home Equity Loan

8.50% - 8.60%

payments as low as $6.99 per thousand

15 Year
$100
80% of currently appraised value (less any existing liens on property)

All rates are subject to change without notice.
Percent Financed refers to current NADA retail value or qualified appraisal.